{"id":11538,"date":"2020-12-29T10:36:26","date_gmt":"2020-12-29T09:36:26","guid":{"rendered":"http:\/\/fmsb.disstintbeta.com\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/"},"modified":"2020-12-29T10:36:26","modified_gmt":"2020-12-29T09:36:26","slug":"reclamacion-tarjetas-revolving-margalida-sanso","status":"publish","type":"post","link":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/","title":{"rendered":"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3"},"content":{"rendered":"<p><a href=\"http:\/\/fmsb.disstintbeta.com\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-4529\" src=\"http:\/\/fmsb.disstintbeta.com\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png\" alt=\"\" width=\"800\" height=\"319\" srcset=\"https:\/\/font-mora-sainz-baranda.fra1.digitaloceanspaces.com\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png 1619w, https:\/\/font-mora-sainz-baranda.fra1.digitaloceanspaces.com\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving-300x120.png 300w, https:\/\/font-mora-sainz-baranda.fra1.digitaloceanspaces.com\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving-1024x408.png 1024w, https:\/\/font-mora-sainz-baranda.fra1.digitaloceanspaces.com\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving-768x306.png 768w, https:\/\/font-mora-sainz-baranda.fra1.digitaloceanspaces.com\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving-1536x612.png 1536w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p><strong>RECLAMACI\u00d3N DE LOS INTERESES USURARIOS EN LAS TARJETAS REVOLVING.<\/strong><\/p>\n<p>&nbsp;<\/p>\n<p>Las tarjetas bancarias tipo <em>revolving<\/em> son un tipo de tarjeta de cr\u00e9dito en la que dispones de un l\u00edmite de<strong> cr\u00e9dito<\/strong> determinado, que puede devolverse <strong>a plazos<\/strong>, a trav\u00e9s de cuotas peri\u00f3dicas que pueden establecerse como un porcentaje de la deuda existente o como una cuota fija.<\/p>\n<p>Su peculiaridad reside en que la deuda derivada del cr\u00e9dito se \u2018renueva\u2019 mensualmente: el l\u00edmite del cr\u00e9dito se va recomponiendo constantemente, los intereses y comisiones devengados se capitalizan para devengar el inter\u00e9s remuneratorio y las cuant\u00edas de las cuotas no suelen ser muy elevadas, en comparaci\u00f3n con la deuda pendiente, pero alargan muy considerablemente el tiempo durante el que el prestatario sigue pagando las cuotas, lo que supone entrar en una espiral hasta el punto de que puede perpetuar la deuda.<\/p>\n<p>Sobre este tipo de tarjetas se pronunci\u00f3 el Pleno de la Sala 1\u00aa del Tribunal Supremo en <strong>Sentencia 149\/2020, de 4 de marzo del 2020, <\/strong>que desestim\u00f3 el recurso de casaci\u00f3n interpuesto por <strong>Wizink Bank<\/strong> contra una sentencia que hab\u00eda declarado la nulidad de un contrato de cr\u00e9dito <em>revolving <\/em>mediante uso de tarjeta por considerar usurario el inter\u00e9s remuneratorio, fijado inicialmente en el <strong>26,82% TAE y el 24% TIN.<\/strong><\/p>\n<p>En la determinaci\u00f3n de cu\u00e1ndo el inter\u00e9s de un cr\u00e9dito <em>revolving <\/em>es usurario, la Sala tiene en cuenta que el tipo medio del que se parte para realizar la comparaci\u00f3n, algo superior al 20% anual, es ya muy elevado. Por tal raz\u00f3n, una diferencia tan apreciable como la que concurre en el caso analizado, en el que el tipo de inter\u00e9s fijado en el contrato supera en gran medida el \u00edndice tomado como referencia, ha de considerarse como notablemente superior a dicho \u00edndice.<\/p>\n<p>Este tipo de condiciones financieras de cr\u00e9dito est\u00e1n presentes en otras tarjetas y l\u00edneas de cr\u00e9dito <em>revolving<\/em> de entidades como <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/reclamar-tarjetas-revolving-prestamos-personales-4\/tarjeta-cetelem.html\">Cetelem<\/a>, <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/microcreditos\/microcredito-cofidis.html\">Cofidis<\/a> y <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/reclamar-tarjetas-revolving-prestamos-personales-4\/visa-carrefour-pass.html\">Carrefour<\/a>. Por otra parte, entidades financieras m\u00e1s conocidas por prestar servicios financieros tradicionales como <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/reclamar-tarjetas-revolving-prestamos-personales-4\/reclamar-al-bbva-tarjeta-a-tu-ritmo-y-bbva-tarjeta-despues.html\">BBVA<\/a>, <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/reclamar-tarjetas-revolving-prestamos-personales-4\/tarjeta-bankinter-obsidiana.html\">Bankinter<\/a>, <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/reclamar-tarjetas-revolving-prestamos-personales-4\/microcredito-banco-santander.html\">Santander<\/a>, <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/reclamar-tarjetas-revolving-prestamos-personales-4\/mbna-evo-finance.html\">EVO<\/a> y <a href=\"https:\/\/www.reclamapormi.com\/reclama-por-mi\/reclamar-tarjetas-revolving-prestamos-personales\/reclamar-tarjetas-revolving-prestamos-personales-4\/visa-caixabank-oro.html\">Caixabank<\/a> tambi\u00e9n se han unido a la comercializaci\u00f3n de <strong>tarjetas revolving donde el tipo de inter\u00e9s es superior al 24% .<\/strong><\/p>\n<p>El primer paso para solicitar la nulidad del contrato y reclamar la devoluci\u00f3n de las cantidades pagadas de m\u00e1s, es efectuar una <strong>reclamaci\u00f3n extrajudicial<\/strong> al Servicio de Atenci\u00f3n al Cliente de la entidad financiera, que tiene dos meses para contestar. En el caso de que la entidad de cr\u00e9dito responda negativamente o no responda en ese plazo, se tendr\u00e1 que iniciar la <strong>reclamaci\u00f3n v\u00eda judicial<\/strong>, presentando una demanda ante los Juzgados de Primera Instancia.<\/p>\n<p>En cualquier caso, es importante que, antes de iniciar cualquier tipo de reclamaci\u00f3n, las personas que puedan verse afectadas por este tipo de tarjetas o cr\u00e9ditos <em>revolving<\/em> contacten con un profesional con amplia experiencia para analizar su caso, estudiar su documentaci\u00f3n y poder aconsejarle desde el inicio en la reclamaci\u00f3n.<\/p>\n<p>&nbsp;<\/p>\n<p><strong>Margalida Sans\u00f3 Jaume<\/strong><\/p>\n<p>Abogada de FMSB<\/p>\n<hr \/>\n<p>#fmsb #fontmorasainzdebaranda #abogados #economistas #derecho #consumidores #usuarios #tarjetas #reclamaci\u00f3n #bancos #revolving #intereses #usura #baleares #mallorca #menorca #ibiza #manacor #elarenal #andratx #law #lawyers #solicitors<\/p>\n","protected":false},"excerpt":{"rendered":"<p>&nbsp; &nbsp; RECLAMACI\u00d3N DE LOS INTERESES USURARIOS EN LAS TARJETAS REVOLVING. &nbsp; Las tarjetas bancarias tipo revolving son un tipo de tarjeta de cr\u00e9dito en la que dispones de un l\u00edmite de cr\u00e9dito determinado, que puede devolverse a plazos, a trav\u00e9s de cuotas peri\u00f3dicas que pueden establecerse como un porcentaje de la deuda existente o [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":9248,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2149,3880,3644,2946,2152,20],"tags":[2156,3030,3032,2158,5168,4875,5169,3634,3584,3585,2166,2168,3915,2173,2174,2175,2178,2179,3755,5170,2181,2182,2726,2184,2733,5171,4880,5172,2193],"class_list":["post-11538","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-en-2","category-coronavirus-en","category-derecho-de-los-consumidores-en","category-derecho-mercantil-en","category-home-en-2","category-sin-categorizar","tag-abogados-en","tag-arrendador-en","tag-arrendatario-en","tag-baleares-en","tag-clausula-rebus-en","tag-contrato-de-alquiler-en","tag-contrato-de-arrendamiento-en","tag-contratos-en","tag-coronavirus-en","tag-covid19-en","tag-derecho-en","tag-economistas-en","tag-estado-de-alarma-en","tag-fmsb-en","tag-font-mora-sainz-de-baranda-en","tag-ibiza-en-2","tag-law-en-2","tag-lawyers-en-2","tag-local-en","tag-local-de-negocio-en","tag-mallorca-en-2","tag-manacor-en","tag-margalida-sanso-en","tag-menorca-en-2","tag-obligaciones-en","tag-pacto-en","tag-propietario-en","tag-rebus-sic-stantibus-en","tag-solicitors-en"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3 - FMSB Abogados y Economistas en Baleares<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3 - FMSB Abogados y Economistas en Baleares\" \/>\n<meta property=\"og:description\" content=\"&nbsp; &nbsp; RECLAMACI\u00d3N DE LOS INTERESES USURARIOS EN LAS TARJETAS REVOLVING. &nbsp; Las tarjetas bancarias tipo revolving son un tipo de tarjeta de cr\u00e9dito en la que dispones de un l\u00edmite de cr\u00e9dito determinado, que puede devolverse a plazos, a trav\u00e9s de cuotas peri\u00f3dicas que pueden establecerse como un porcentaje de la deuda existente o [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/\" \/>\n<meta property=\"og:site_name\" content=\"FMSB Abogados y Economistas en Baleares\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-29T09:36:26+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/fmsb.eu\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving-1024x408.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"408\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"fmsb\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@fmsb-disstint\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"fmsb\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/\"},\"author\":{\"name\":\"fmsb\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#\\\/schema\\\/person\\\/9fba7c70814b0cd34d35d655d36a4ca2\"},\"headline\":\"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3\",\"datePublished\":\"2020-12-29T09:36:26+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/\"},\"wordCount\":555,\"publisher\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fmsb.eu\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png\",\"keywords\":[\"abogados\",\"arrendador\",\"arrendatario\",\"baleares\",\"cl\u00e1usula rebus\",\"contrato de alquiler\",\"contrato de arrendamiento\",\"contratos\",\"coronavirus\",\"covid19\",\"derecho\",\"economistas\",\"estado de alarma\",\"fmsb\",\"font mora sainz de baranda\",\"ibiza\",\"law\",\"lawyers\",\"local\",\"local de negocio\",\"mallorca\",\"Manacor\",\"margalida sanso\",\"menorca\",\"obligaciones\",\"pacto\",\"propietario\",\"rebus sic stantibus\",\"solicitors\"],\"articleSection\":[\"blog\",\"Coronavirus\",\"Derecho de los consumidores\",\"Derecho Mercantil\",\"Home\",\"Sin categorizar\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/\",\"url\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/\",\"name\":\"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3 - FMSB Abogados y Economistas en Baleares\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/fmsb.eu\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png\",\"datePublished\":\"2020-12-29T09:36:26+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/#primaryimage\",\"url\":\"https:\\\/\\\/fmsb.eu\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png\",\"contentUrl\":\"https:\\\/\\\/fmsb.eu\\\/wp-content\\\/uploads\\\/2020\\\/12\\\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png\",\"width\":1619,\"height\":645},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/2020\\\/12\\\/29\\\/reclamacion-tarjetas-revolving-margalida-sanso\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Portada\",\"item\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#website\",\"url\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/\",\"name\":\"FMSB Abogados y Economistas en Baleares\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#organization\",\"name\":\"FMSB Abogados y Economistas en Baleares\",\"url\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/fmsb.eu\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/logo.svg\",\"contentUrl\":\"https:\\\/\\\/fmsb.eu\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/logo.svg\",\"width\":154,\"height\":52,\"caption\":\"FMSB Abogados y Economistas en Baleares\"},\"image\":{\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/#\\\/schema\\\/person\\\/9fba7c70814b0cd34d35d655d36a4ca2\",\"name\":\"fmsb\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/426f4d5b0ebcace85460caf87cdaaa193694b611e990615d87a13f322fb7ee7f?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/426f4d5b0ebcace85460caf87cdaaa193694b611e990615d87a13f322fb7ee7f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/426f4d5b0ebcace85460caf87cdaaa193694b611e990615d87a13f322fb7ee7f?s=96&d=mm&r=g\",\"caption\":\"fmsb\"},\"sameAs\":[\"https:\\\/\\\/x.com\\\/fmsb-disstint\"],\"url\":\"https:\\\/\\\/fmsb.eu\\\/en\\\/author\\\/fmsb\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3 - FMSB Abogados y Economistas en Baleares","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/","og_locale":"en_US","og_type":"article","og_title":"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3 - FMSB Abogados y Economistas en Baleares","og_description":"&nbsp; &nbsp; RECLAMACI\u00d3N DE LOS INTERESES USURARIOS EN LAS TARJETAS REVOLVING. &nbsp; Las tarjetas bancarias tipo revolving son un tipo de tarjeta de cr\u00e9dito en la que dispones de un l\u00edmite de cr\u00e9dito determinado, que puede devolverse a plazos, a trav\u00e9s de cuotas peri\u00f3dicas que pueden establecerse como un porcentaje de la deuda existente o [&hellip;]","og_url":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/","og_site_name":"FMSB Abogados y Economistas en Baleares","article_published_time":"2020-12-29T09:36:26+00:00","og_image":[{"width":1024,"height":408,"url":"https:\/\/fmsb.eu\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving-1024x408.png","type":"image\/png"}],"author":"fmsb","twitter_card":"summary_large_image","twitter_creator":"@fmsb-disstint","twitter_misc":{"Written by":"fmsb","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/#article","isPartOf":{"@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/"},"author":{"name":"fmsb","@id":"https:\/\/fmsb.eu\/en\/#\/schema\/person\/9fba7c70814b0cd34d35d655d36a4ca2"},"headline":"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3","datePublished":"2020-12-29T09:36:26+00:00","mainEntityOfPage":{"@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/"},"wordCount":555,"publisher":{"@id":"https:\/\/fmsb.eu\/en\/#organization"},"image":{"@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/#primaryimage"},"thumbnailUrl":"https:\/\/fmsb.eu\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png","keywords":["abogados","arrendador","arrendatario","baleares","cl\u00e1usula rebus","contrato de alquiler","contrato de arrendamiento","contratos","coronavirus","covid19","derecho","economistas","estado de alarma","fmsb","font mora sainz de baranda","ibiza","law","lawyers","local","local de negocio","mallorca","Manacor","margalida sanso","menorca","obligaciones","pacto","propietario","rebus sic stantibus","solicitors"],"articleSection":["blog","Coronavirus","Derecho de los consumidores","Derecho Mercantil","Home","Sin categorizar"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/","url":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/","name":"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3 - FMSB Abogados y Economistas en Baleares","isPartOf":{"@id":"https:\/\/fmsb.eu\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/#primaryimage"},"image":{"@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/#primaryimage"},"thumbnailUrl":"https:\/\/fmsb.eu\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png","datePublished":"2020-12-29T09:36:26+00:00","breadcrumb":{"@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/#primaryimage","url":"https:\/\/fmsb.eu\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png","contentUrl":"https:\/\/fmsb.eu\/wp-content\/uploads\/2020\/12\/FMSB-Marga-Sanso-Reclamacion-Intereses-Usurario-Tarjetas-Revolving.png","width":1619,"height":645},{"@type":"BreadcrumbList","@id":"https:\/\/fmsb.eu\/en\/2020\/12\/29\/reclamacion-tarjetas-revolving-margalida-sanso\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Portada","item":"https:\/\/fmsb.eu\/en\/"},{"@type":"ListItem","position":2,"name":"Reclamaci\u00f3n de intereses usurarios en las tarjetas revolving, por Margalida Sans\u00f3"}]},{"@type":"WebSite","@id":"https:\/\/fmsb.eu\/en\/#website","url":"https:\/\/fmsb.eu\/en\/","name":"FMSB Abogados y Economistas en Baleares","description":"","publisher":{"@id":"https:\/\/fmsb.eu\/en\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/fmsb.eu\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/fmsb.eu\/en\/#organization","name":"FMSB Abogados y Economistas en Baleares","url":"https:\/\/fmsb.eu\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/fmsb.eu\/en\/#\/schema\/logo\/image\/","url":"https:\/\/fmsb.eu\/wp-content\/uploads\/2025\/02\/logo.svg","contentUrl":"https:\/\/fmsb.eu\/wp-content\/uploads\/2025\/02\/logo.svg","width":154,"height":52,"caption":"FMSB Abogados y Economistas en Baleares"},"image":{"@id":"https:\/\/fmsb.eu\/en\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/fmsb.eu\/en\/#\/schema\/person\/9fba7c70814b0cd34d35d655d36a4ca2","name":"fmsb","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/426f4d5b0ebcace85460caf87cdaaa193694b611e990615d87a13f322fb7ee7f?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/426f4d5b0ebcace85460caf87cdaaa193694b611e990615d87a13f322fb7ee7f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/426f4d5b0ebcace85460caf87cdaaa193694b611e990615d87a13f322fb7ee7f?s=96&d=mm&r=g","caption":"fmsb"},"sameAs":["https:\/\/x.com\/fmsb-disstint"],"url":"https:\/\/fmsb.eu\/en\/author\/fmsb\/"}]}},"_links":{"self":[{"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/posts\/11538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/comments?post=11538"}],"version-history":[{"count":0,"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/posts\/11538\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/media\/9248"}],"wp:attachment":[{"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/media?parent=11538"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/categories?post=11538"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/fmsb.eu\/en\/wp-json\/wp\/v2\/tags?post=11538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}